The Tonic Technologies Limited (TTT) is a Nigerian FinTech company founded in 2019 and headquartered in Lagos. It uses technology to provide financial solutions for individuals and businesses across Africa.
The company offers products including Cardtonic, PIL, and Biznic, which facilitate services such as gift card trading, virtual dollar cards, cross-border payments, bill payments, eSIMs, and business payment solutions. Its consumer applications are available on iOS, Android, and the web, serving customers in Nigeria and Ghana. TTT also provides a Gift Card API for merchants and developers.
The organisation hires for technical roles, including Senior Backend Engineers, to maintain and build its payment, wallet, and card funding systems.


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