PremiumTrust Bank is a Nigerian commercial bank licensed by the Central Bank of Nigeria, headquartered at Plot 1612 Adeola Hopewell Street, Victoria Island, Lagos. The institution describes itself as a “phygital” bank, combining physical branches with digital channels to serve individuals, small and medium-sized enterprises, and diaspora clients. It operates 37 branches across Nigeria’s geopolitical zones.
The bank offers a range of financial products, including personal and corporate banking, investment services, loans, and trade services for import and export. It also provides specialized accounts for specific demographics, such as students, young professionals, women entrepreneurs, and children. A key digital offering is “Blayzz,” an all-in-one financial platform that integrates banking with lifestyle tools, e-commerce storefronts for merchants, and financing options like buy-now-pay-later and green energy loans.
Founded in 2022, the bank is led by Emmanuel Efe Emefienim, who serves as the Managing Director and Chief Executive Officer. The organization states its goal is to become the preferred bank in Nigeria by 2028 and a leading force in retail and consumer banking in Africa by 2032. Its corporate social responsibility initiatives focus on sports and youth empowerment, education, and health, including sponsorships of the Nigerian Football Federation and various national sports events.



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