- Company: Monzo
- Location: Cardiff, London or Remote (UK)
- Job type: Full-time
- Salary: £108,700 – £140,000
✅ Visa sponsor check: Monzo Bank Ltd (London) is on the UK Home Office register of licensed sponsors for Skilled Worker, Global Business Mobility: Senior or Specialist Worker (A rating), checked 29 October 2026. Being a licensed sponsor doesn’t guarantee sponsorship for this role: confirm it with the employer, and never pay anyone for a Certificate of Sponsorship.
About the role
Monzo is looking for a Senior Fraud Risk Manager to join its Financial Crime & Fraud Collective. You will lead a fast-growing global Fraud & Disputes Risk team, working across current accounts, business banking, and international accounts. The role involves both people management and hands-on work to keep customers safe while supporting Monzo’s growth.
Responsibilities
- Lead fraud strategy and operational execution for UK and EU banks, balancing protection controls with customer experience.
- Act as a subject matter expert on fraud typologies, overseeing the design and rollout of control frameworks.
- Embed data and threat monitoring to identify new fraud trends early and improve controls.
- Partner with Product, Engineering, and Operations teams to align initiatives and deliver effective fraud solutions.
- Coach, mentor, and develop a high-performing fraud risk team.
Requirements
- Strong experience leading fraud strategy and risk teams in a regulated environment.
- In-depth knowledge of UK and EU fraud regulations.
- Proven track record of delivering end-to-end projects and large-scale change programs.
- Data-driven mindset with the ability to self-serve data and use technology to solve problems.
- Relevant industry qualification such as ICA, Cifas, ACAMS, or CFE.
Pay and benefits
- Salary: £108,700 – £140,000.
- Equity and Incentive Awards tied to performance.
- £1,000 annual learning budget for books, training, and conferences.
- Flexible working hours and support for remote work setups, including a MacBook.
- Location: London office, Cardiff, or distributed working within the UK.
How to apply
Apply directly on Monzo’s own careers website. Omadaily never charges job seekers.
