- Company: Monzo
- Location: Remote (UK)
- Job type: Full-time
- Salary: £31,100 – £39,350 plus shift allowance
- Deadline: Role closes once enough applications are received
✅ Visa sponsor check: Monzo Bank Ltd (London) is on the UK Home Office register of licensed sponsors for Skilled Worker, Global Business Mobility: Senior or Specialist Worker (A rating), checked 26 October 2026. Being a licensed sponsor doesn’t guarantee sponsorship for this role: confirm it with the employer, and never pay anyone for a Certificate of Sponsorship.
About the role
Monzo is seeking a Senior Financial Crime Investigator to join its Business Banking team. This fully remote role focuses on protecting customers from complex economic crime, fraud, and money laundering. You will operate within a specialised risk-focused team, handling high-level investigations and ensuring financial integrity across the customer lifecycle. The position requires working out-of-hours shifts, with a start date of 18th January 2027.
Responsibilities
- Manage complex Financial Crime tasks, including multi-jurisdictional money muling investigations and Transaction Monitoring Reviews.
- Prepare and submit high-quality Suspicious Activity Reports (SARs) to the National Crime Agency (NCA) to meet legal and evidential standards.
- Maintain competency in core investigative tasks to support Service Level Agreements (SLAs) and stay connected to frontline challenges.
- Coach other Investigators on financial crime typologies, best practices, and performance improvement.
- Collaborate with Operations Analysts to share emerging trends and update operational guidance.
Requirements
- Deep expertise in Know Your Business (KYB) and Anti-Money Laundering (AML), with significant experience in end-to-end business due diligence and investigations in a regulated financial setting.
- Strong research skills, including the ability to use open-source intelligence to corroborate customer profiles and transactional activity.
- Thorough knowledge of UK and international financial crime trends and the UK SAR regime.
- Ability to thrive in a fast-paced environment with high flexibility to adapt to shifting priorities and process changes.
- Leadership skills, ideally with experience mentoring peers, driving process improvements, or holding qualifications such as ICA or ACAMS.
Pay and benefits
- Salary range of £31,100 – £39,350.
- Shift allowance of £2,503 for the 5pm-1:30am shift or £5,004 for the 12:30am-9am shift.
- Incentive Awards tied to performance.
- 37.5 hours per week, Monday to Friday, plus one full weekend every three weeks (with two days in lieu).
- £1,000 annual budget for books, training courses, and conferences.
- Company-provided MacBook and support for your work-from-home environment.
- Guaranteed time off on your birthday if it falls on a scheduled work day (outside of training).
How to apply
Apply directly on Monzo’s own careers website. Omadaily never charges job seekers.
