- Company: Access Bank Plc
- Location: Lagos
- Job type: Full-time
About the role
Access Bank Plc is hiring a Team Member, SME Product Asset to join their team in Lagos. In this role, you will support the day-to-day administration, origination, processing, and monitoring of the bank’s risk asset products, including credit and loan facilities.
Responsibilities
- Support the design, development, and rollout of risk asset products such as term loans, overdrafts, and SME loans.
- Liaise with Relationship Managers, Credit Risk, Legal, and Operations to ensure smooth disbursement of approved facilities.
- Assist in preparing marketing proposals, product papers, and internal credit approvals for supervisor review.
- Conduct preliminary KYC, customer eligibility profiling, and credit analysis.
- Monitor the performance of disbursed assets and flag early warning signs of delinquency.
- Maintain accurate product documentation and credit records in line with CBN and internal audit requirements.
- Prepare periodic reports on portfolio performance, profitability, and risk metrics.
- Provide first-line product support to SME sales officers and external customers.
- Assist in market research and competitor product benchmarking.
Requirements
- Bachelor’s Degree in Business Administration, Economics, Finance, or a related field.
- Minimum of 2 years of relevant experience.
- Proficiency in MS Office (Excel, Word, PowerPoint), Power BI, and SQL.
- Basic knowledge of credit analysis and financial statement analysis.
- Understanding of risk asset products and CBN Prudential Guidelines.
- Strong analytical, problem-solving, and communication skills.
- High ethical standards, integrity, and attention to detail.
How to apply
Interested and qualified candidates should click here to apply online.
