- Company: Retrust Microfinance Bank
- Location: Ikeja, Lagos
- Job type: Full-time
- Deadline: 30 November 2026
About the role
Retrust Microfinance Bank, a subsidiary of Zylus Group, is seeking a proactive Legal Officer to support its loan recovery and litigation efforts. The bank, launched in 2024, is committed to expanding financial inclusion for individuals and businesses. This full-time position is based in Ikeja, Lagos.
Responsibilities
- Ensure all recovery activities comply with laws, regulations, and internal policies.
- Maintain accurate records of legal proceedings and recovery actions.
- Advise management on legal risks related to lending and debt enforcement.
- Monitor defaulting accounts and recommend appropriate legal actions.
- Collaborate with Credit and Recovery teams to implement effective strategies.
- Liaise with external solicitors, courts, and law enforcement agencies.
- Review loan agreements and collateral documents for enforceability.
- Support the repossession of collateral and issue legal correspondence to defaulters.
- Facilitate loan recovery through negotiation, mediation, and settlement.
- Conduct legal searches and due diligence on guarantors and security instruments.
Requirements
- Bachelor’s Degree in Law (LL.B) and a qualifying certificate from the Nigerian Law School.
- Must be called to the Nigerian Bar with a valid practising status.
- 2 – 4 years of relevant legal experience, preferably in microfinance or commercial banking.
- Experience in preparing demand notices, legal opinions, and loan agreements.
- Strong understanding of banking operations, lending procedures, and financial regulations.
- Practical knowledge of loan recovery, debt enforcement, and litigation.
- Excellent communication, negotiation, and legal research skills.
- High level of integrity, professionalism, and attention to detail.
How to apply
Send your updated CV to careers@retrustmfb.com. Use “Application for Legal Officer (Loan Recovery & Litigation)” as the subject line. Only shortlisted candidates will be contacted. The application deadline is 30th November, 2026.
Apply by email: careers@retrustmfb.com
