- Company: Moniepoint Incorporated
- Location: Rivers
- Job type: Outsourced
About the role
Moniepoint Incorporated is a global business payments and banking platform that supports over 600,000 businesses. As a Field Credit Officer, you will be responsible for onboarding businesses and managing their access to credit products. You will work to grow the loan portfolio while maintaining profitability and ensuring timely repayments. This role requires you to assess businesses during the credit application process and use innovative tools to monitor their performance.
Responsibilities
- Identify and onboard viable businesses in your assigned area to open Moniepoint business accounts.
- Engage customers to ensure optimal account usage for credit qualification.
- Review and approve or decline loan requests by analyzing available data.
- Conduct physical visits to potential borrowers’ business locations to evaluate books, inventory, and turnover.
- Meet gross loan portfolio and profit targets by maintaining a healthy number of performing loan customers.
- Monitor the active loan portfolio to ensure continued account usage and repayment performance.
- Perform other credit-related functions as assigned by your supervisor.
Requirements
- Minimum of an OND in any business-related discipline.
- At least 2 years of experience in a sales role for credit products within a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis is an added advantage.
- Strong attention to detail and analytical skills.
- Excellent communication, presentation, and interpersonal skills.
- Agility and perseverance.
How to apply
Interested and qualified candidates should click here to apply online.
