- Company: Moniepoint Incorporated
- Location: Edo
- Job type: Outsourced
About the role
Moniepoint Incorporated is a global business payments and banking platform serving over 600,000 businesses. As a Field Credit Officer in Edo, you will play a vital role in assessing businesses during their credit application process. You will use innovative tools to monitor their performance and grow your loan portfolio while maintaining profitability. This is an outsourced, onsite position reporting to the Regional Credit Manager.
Responsibilities
- Engage customers to ensure optimal usage of accounts to qualify for credit access.
- Identify and onboard viable businesses within your assigned area to open Moniepoint business accounts.
- Monitor active loan portfolios to ensure continued account usage and repayment performance.
- Review and approve or decline loan requests by analyzing available data.
- Conduct physical visits to potential borrowers’ business locations to evaluate books, inventory, and turnover.
- Meet gross loan portfolio and profit targets by maintaining a healthy number of performing loan customers.
- Make recommendations to management regarding loan facilities based on economic factors.
Requirements
- Demonstrable knowledge of credit risk analysis.
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution.
- Minimum of an OND in any Business-related discipline.
- Good knowledge of financial analysis is an added advantage.
- Excellent communication, presentation, and interpersonal skills.
- Proven analytical skills and attention to detail.
How to apply
Interested and qualified candidates should click here to apply online.
