- Company: Moniepoint Incorporated
- Location: Delta
- Job type: Outsourced
About the role
Moniepoint Incorporated is a global business payments and banking platform that supports over 600,000 businesses. We are looking for a Field Credit Officer to join our team in Delta. This is an outsourced, onsite position reporting to the Regional Credit Manager.
In this role, you will onboard businesses for our credit products and manage their loan portfolios. You will assess credit applications using the 5Cs of credit, with a focus on capacity, character, and capital. You will also monitor loan performance and make recommendations to management to ensure profitability and timely repayment.
Responsibilities
- Identify and onboard viable businesses in your assigned area to open Moniepoint business accounts.
- Engage customers to ensure optimal account usage for credit eligibility.
- Review and approve or decline loan requests by analyzing available data.
- Conduct physical visits to potential borrowers’ businesses to evaluate books, inventory, and turnover.
- Meet gross loan portfolio and profit targets while maintaining a healthy number of performing loan customers.
- Monitor active loan portfolios to ensure continued account usage and repayment performance.
- Perform other credit-related functions as assigned by your supervisor.
Requirements
- Minimum of an OND in any business-related discipline.
- At least 2 years of experience in a sales role for credit products within a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis is an added advantage.
- Strong attention to detail and analytical skills.
- Excellent communication, presentation, and interpersonal skills.
- Agility and perseverance.
How to apply
Interested and qualified candidates should apply online via the link below.
