- Company: Moniepoint Incorporated
- Location: Abia
- Job type: Outsourced
- Salary: Competitive compensation, benefits, and career growth opportunities
- Deadline: Not Specified
About the role
Moniepoint Incorporated is a global business payments and banking platform serving over 600,000 businesses. As a Field Credit Officer in Abia, you will onboard and manage businesses accessing our credit products. You will grow your loan portfolio while maintaining profitability by ensuring timely repayments. This role involves assessing businesses during credit applications and using innovative tools to monitor their performance. You will also make recommendations to management regarding loan facilities based on economic factors and the 5Cs of credit.
Responsibilities
- Identify and onboard viable businesses in your assigned area to open Moniepoint business accounts.
- Engage customers to ensure optimal account usage for credit qualification.
- Review and approve or decline loan requests by analyzing available data.
- Conduct physical visits to potential borrowers’ businesses to evaluate books, inventory, and turnover.
- Meet gross loan portfolio and profit targets by maintaining a healthy number of performing loan customers.
- Monitor active loan portfolios for continued account usage and repayment performance.
- Perform other credit-related functions as assigned by a supervisor.
Requirements
- Minimum of an OND in any business-related discipline.
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis is an added advantage.
- Apt attention to detail and proven analytical skills.
- Excellent communication, presentation, and interpersonal skills.
- Agility and perseverance.
How to apply
Interested and qualified candidates should click here to apply online.
